wholesale cheap Balenciaga about 27%. In fact
June 9, 2010
|
Credit tide of frustration experienced by some of China Merchants Bank customers “are not Xudai” _ _ Bank Economic Observer Network _2009-09-06_ Xing Wei Liming Shen |
|
-> Economic Observer reporter Xing Wei Liming Shen credit in the first half of the feast, the joint-stock commercial bank is clearly not the main character,wholesale cheap Balenciaga, than the four state-owned commercial banks, not only does not take a slice, or even being, the fate of declines. The evening of September 1, China Merchants Bank, a source, in the first half did not complete the Guangzhou Branch of China Merchants Bank’s lending program scheduled. “The branch has a certain representation of the situation, including the Guangzhou Branch of the many branches of the Pearl River Delta, including the first half of loans have been completed tasks is not very good.” The Merchants Bank headquarters sources said. That person said, and Guangzhou branch of China Merchants Bank, the situation encountered in the first half too cautious about lending, but he also acknowledged that the fight in the government projects, the CMB relative engineering, agriculture,DateJust Replica Rolex, in construction of the four lines there is no advantage. Liu Bin, manager of the Guangzhou Branch of China Merchants Bank (a pseudonym) is clear that the four lines is “get rid of several of our major projects.” Four investment banks robbing documents reported in the first half of the Bank loan and the total Loaning still up more than 3 percent early next year. But in the past the area was the highest-ranked Pearl River Delta and Guangzhou branches, but had to accept the reality of outstanding performance. Bin attributed the “state-owned enterprises repayment too much.” Merchants Bank Guangzhou Branch has always been the main customers of local industrial enterprises, but the financial crisis, the Pearl River Delta funding needs of these customers continue to slump. At the same time, some large-scale state-owned enterprises receive financial support in the post have started repayment. Upon inquiry, the repayment of the large branches of the first half of the list, the Wuhan-Guangzhou Passenger Dedicated Line Co., Ltd., China Southern Airlines and China Southern Power Grid and other ranks including several large state-owned enterprises. In the past many times, do not worry about Bin repayment of these companies because they pay off the loan at the same time, often choose to renew further loans, thereby maintaining and continuing cooperation between the lines. But this year, these companies after the completion of loan repayment, are invariably choose not to renew. Bin found that these companies do not need money, on the contrary, due to large projects under way, they should be the big loans. By the financial crisis, money has been tight Southern Airlines, last year a net loss of 48 million yuan. When the end of the year, the Ministry of Finance approval of its 3.0 billion capital injection. Generous investment in the China Southern Power Grid has also been the company’s major clients of banks. Next two years, China Southern Power Grid plans investment in Guangdong, more than 1,000 billion, of which this year will spend 51.8 billion yuan, the scale of construction investment to double over last year. And in accordance with the planning, Wuhan-Guangzhou Railway will be opened to traffic before the end of this year, at this time is tight to the stage of Wuhan-Guangzhou Passenger Dedicated Line LLC should also needed a lot of financial support. “‘Workers and peasants in the construction of’ the four-line taken away many of our customers.” Bin said. In infrastructure projects, “workers and peasants in the construction of the” big four state-owned banks has always been an advantage. This year, the day the amount of credit can be devoted to this area, so that the four lines more freely. According to just released the line workers reported that ICBC loan growth is obviously biased in favor of structural and long-term loans and project loans. According to statistics, the overall increase of the bank loans the first half of 579.435 billion yuan,Vibram Five Fingers Classic Women Black, of which long-term loans increased by 513.729 billion yuan, an increase of 24.4%, project loans increased by 449.853 billion yuan, an increase of 26.8%. In April of this year, CCB and ICBC and China Southern Airlines have signed a strategic cooperation agreement, China Southern Airlines were committed to provide 20 billion yuan and 50 billion yuan RMB equivalent ancestors. Earlier in March, ICBC and China Southern Power Grid has just signed a strategic cooperation agreement to provide power to the south line of credit up to 100 billion yuan. Last year in March, China Construction Bank also signed a similar agreement with China Southern Power Grid, will be raised to 80 billion yuan credit line. August 14, in the “2009 National Joint Stock Bank\3.26 trillion, accounting for about 44%,GhD mk4 Pink, and 13 joint stock banks spent a total of 2.02 trillion of credit, about 27%. In fact, in some large projects, joint-stock commercial banks, there are opportunities appear. By convention, sometimes in some large projects, local banks will form of syndicated loans. However, the lead line of syndicated loans are often ICBC, Construction Bank and other four lines, and Liu Bin, where joint-stock banks only as a participant from “piece of the action.” However, often use the four-line position of the lead line, after the completion of the project the first phase of lending, borrowing requirements will further embrace the project to their own lending program, not line to share with other participants. Liu Bin said the four lines of this “bridge loan\an increase of 31.77%, but most of the four lines to ease credit in the second quarter of. In addition, the Merchants Bank first half net profit fell 37.62 percent year on year. As early as mid-year report before the official debut, China Merchants Bank president Ma Weihua has admitted, as the market environment changes, China Merchants Bank’s report “does not look good.” The relative ratio of the two, you can see who is this credit, “Feast,” the protagonist. China Merchants Bank is not the only abandoned an “income does not increase profits,” the joint-stock banks. According to statistics, first half year, net profit of 12 joint-stock commercial banks 45.2 billion, down 10.8 billion yuan over last year, down 19.3%. Director of Supervision Department of China Banking Regulatory Commission Xiao Far Eastern joint-stock commercial banks this is due to the decline in spread income, which in turn decreased with the bargaining power of a relationship. He believes that the first half of bank credit to customers and industry structure has changed greatly in the customer to the large enterprises, government financing platform focused on running to the infrastructure,Philly 76ers, public facilities, tilt, and the past is relatively scattered, small and medium enterprises and export sector more credit. Merchants Bank’s internal statistics show, the representative of the Suzhou branch of the Yangtze River Delta region as more small business loans, lending the whole Pearl River Delta than ideal circumstances. Liu Bin has been reflecting on is: “We have always done the main industrial enterprises as it is more stable, but these enterprises in Guangdong greatest impact on the financial crisis, when the economy has not improved this year, the funding needs of these customers are not big.” In the room real estate, where Bin is to experience what is called the human well-being. Since late last year, real estate companies have an emergency fund, Liu Bin, became their “God of Fortune\”At that time real estate loans all day chasing begging us.” Bin recalled. Now? “Our people do not rejection!” He joked to laughter. The same story also occurs in the Southern body. For China Southern Airlines, the sudden financial crisis, so that it suffered heavy losses, but immediately and to the loose monetary policy has helped it saved the day. August 22, China Southern to complete “A + H” additional, successful and fund-raising 3.0 billion. Secretary of the Board Xie Bing told the newspaper, “The money is used to further a number of loans.” In fact, the early repayment of the action already has begun, mainly for some short-term loans. And the corresponding mid-year report ICBC is China Southern Airlines Center Daily News revealed that the short-term loans of 18.232 billion yuan by the year decreased to 12.245 billion yuan, while the long-term loans of 17.429 billion yuan from the beginning to 28.646 billion yuan. Xie Bing explains: “Now more liberal policy, ICBC, CCB has given us relatively large amount of credit.” For the early repayment, Xie Bing explained: “Not against a bank,Chicago Bulls, ICBC also has a number, mainly from the (borrowing) period of consideration. “one person said China Southern Power Grid, loan repayment normal and usually go with the project. Completion of the project did not need to borrow money on the project completed the course to begin repayment. Liu Bin, a little frustrated, said: “The money is not bad people, we can not.” Face the reality of being abandoned, Liu Bin does not want to give up, but the opportunity to leave his little left. In the first half, China Merchants Bank loans have higher growth than the beginning of the second half, China Merchants Bank will consider capital may shrink credit. Subject to total control, did not complete the task of Bin also will have to slow down the pace of credit. |
Related topics：
Entry Filed under: Hot Pics. .
Leave a comment
Some HTML allowed:
<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <code> <em> <i> <strike> <strong>
Trackback this post | Subscribe to the comments via RSS Feed